Insurance Assistance

Insurance Assistance

Do You Or Your Family Need Health & Dental Insurance?

Finding affordable insurance is a front-and-center issue for individuals and families across America. This can be especially difficult for those who reside in rural communities on the Western Slope.

Our goal is to help you navigate the complex and ever-evolving world of health insurance and enroll you or re-enroll you in health coverage. TCHNetwork’s team of Health Coverage Guides (HCGs), are knowledgeable about low-cost and no-cost options from Health First Colorado (Medicaid), Children’s Health Plan Plus (CHP+), and Connect for Health Colorado, the official health insurance marketplace for Coloradoans.

Connect for Health Colorado Enrollment Period Open Until August 15

The Connect for Health Colorado enrollment period is currently open and has been extended until August 15, 2021. TCHNetwork’s Health Coverage Guides (HCGs) are positioned throughout the region and are available for appointments in San Miguel, Ouray, Montrose, and Delta counties to assist you with enrollment during this time.

HCGs complete 40+ hours of annual training so they can help people easily compare plans, apply for financial help (as applicable), and purchase insurance. New for 2021 is the addition of a second plan provider for the region, so area residents can now choose coverage from Rocky Mountain Health Plans or Anthem.

A considerable advantage of purchasing health insurance through the Connect for Health Colorado marketplace is that it’s the only place where you can qualify for financial subsidies on monthly premiums and tax credits based on your income level. Extra savings may also apply in the form of cost-share reductions for deductibles and copayments, so please be sure to ask an HCG about these opportunities.

HCG’s are positioned throughout the region and are available for appointments in San Miguel, Ouray, Montrose, and Delta counties. HCG contact information is provided at the bottom of this page.

Annual Open Enrollment Begins Nov. 1

The annual open enrollment period in Colorado begins November 1st and ends December 15th, to ensure coverage starting January 1st. An extended enrollment period runs from December 16th through January 15th for coverage beginning February 1st. This is the annual period that individuals and families can enroll or re-enroll for health insurance.

Have You Experienced A Qualifying Life Event?

If you have experienced a life event like losing your job, getting married, or having a baby, you are eligible for a special enrollment period that extends 60 days after the event has occurred. Contact one of our HCGs who will be happy to inform you about your options and assist you with enrollment.

Don’t Let Cost Be a Barrier

If your total family income falls under the levels presented in the chart below, TCHNetwork can help you apply for no-cost health and dental insurance through Health First Colorado.

Family SizeMonthly IncomeWeekly IncomeHourly Income
1$1,468$339$8.47
2$1,983$458$11.44
3$2,499$577$14.41
4$3,013$695$17.38
5$3,529$814$20.36
6$4,044$933$23.33
Effective April 2020

Looking For Insurance For Your Child(ren) Or You’re Pregnant And Need Insurance?

If your total income falls under the levels presented in the chart below, TCHNetwork can help you apply for low-cost or no-cost health & dental insurance through Children’s Health Plan Plus (CHP+).

Family SizeMonthly IncomeWeekly IncomeHourly Income
1$2,765$638$15.95
2$3,736$862$21.55
3$4,706$1,086$27.15
4$5,677$1,310$32.75
5$6.648$1,534$38.35
6$7,618$1,758$43.95
Effective April 2020

Some Expenses Can Be Deducted From Your Gross Income

Please note that certain expenses such as childcare, medical costs, health insurance premiums, child support, and alimony payments may be deducted from your family’s gross income, meaning that families may make more money and still qualify for coverage through Health First Colorado or CHP+.

Get Coverage

Please contact one of our local HCGs, located in Ouray, San Miguel, Delta, and Montrose counties, to schedule an appointment to help you apply.

Ridgway/OurayNorwood/West End
Carol SchutterDavid Goodhue
970.708.7967970.239.1113
Telluride AreaDelta
David GoodhueAngela Bullard
970.239.1113970.708.0921
Montrose
Cecilia Castro
970.417.7143

Clientes que hablan español pueden contactar:

Telluride Area
Norwood/West End

Montrose/Delta
Valentina RoaCecilia Castro
970.316.2805970.417.7143

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