Insurance Assistance

Insurance Assistance

Do You Or Your Family Need Health & Dental Insurance?

Finding affordable insurance is a front-and-center issue for individuals and families across America. This can be especially difficult for those who reside in rural communities on the Western Slope.

Our goal is to help you navigate the complex and ever-evolving world of health insurance and enroll you or re-enroll you in health coverage. TCHNetwork’s team of Health Coverage Guides (HCGs), are knowledgeable about low-cost and no-cost options from Health First Colorado (Medicaid), Children’s Health Plan Plus (CHP+), and Connect for Health Colorado, the official health insurance marketplace for Coloradoans.

The American Rescue Plan Recently Changed Health Insurance Costs.

Connect for Health Colorado Enrollment Period open until August 15 will reduce the cost of insurance premiums by at least 17% and in many cases over 50%. Additionally, anyone qualified for a health plan through the Marketplace who has received unemployment benefits in 2021 is now eligible for $0 premiums, or a very low-cost premium. 

Under new legislation following the passage of the American Rescue Plan (ARP) into law, the Connect for Health Colorado enrollment period is currently open and has been extended until August 15, 2021. The ARP provides additional tax credits and expands eligibility for financial help to households regardless of income level. 

Households will not pay more than 8.5% of their income on premiums for a Silver plan (benchmark plan). If you are already enrolled in a plan you will likely get additional financial assistance to further reduce your premium by talking to your local HCG. New tax credits may be applied to their premium, which will save you money each month.

If you are already enrolled in a plan, you can update your account today to take advantage of reduced premiums. Watch the video below to find out how:

If you would like to enroll, TCHNetwork’s Health Coverage Guides (HCGs) are positioned throughout the region and are available for appointments in San Miguel, Ouray, Montrose, and Delta counties. HCGs complete 40+ hours of annual training so they can help people easily compare plans, apply for financial help (as applicable), and purchase insurance. New for 2021 is the addition of a second plan provider for the region, so area residents can now choose coverage from Rocky Mountain Health Plans or Anthem.

A considerable advantage of purchasing health insurance through the Connect for Health Colorado marketplace is that it’s the only place where you can qualify for financial subsidies on monthly premiums and tax credits based on your income level. Extra savings may also apply in the form of cost-share reductions for deductibles and copayments, so please be sure to ask an HCG about these opportunities.

Scroll to the bottom of the page to see contact information for Health Coverage Guides in San Miguel, Ouray, Montrose and Delta counties.

Don’t Let Cost Be a Barrier

If your total family income falls under the levels presented in the chart below, TCHNetwork can help you apply for no-cost health and dental insurance through Health First Colorado.

Family SizeMonthly IncomeWeekly IncomeHourly Income
1$1,468$339$8.47
2$1,983$458$11.44
3$2,499$577$14.41
4$3,013$695$17.38
5$3,529$814$20.36
6$4,044$933$23.33
Effective April 2020

Looking For Insurance For Your Child(ren) Or You’re Pregnant And Need Insurance?

If your total income falls under the levels presented in the chart below, TCHNetwork can help you apply for low-cost or no-cost health & dental insurance through Children’s Health Plan Plus (CHP+).

Family SizeMonthly IncomeWeekly IncomeHourly Income
1$2,765$638$15.95
2$3,736$862$21.55
3$4,706$1,086$27.15
4$5,677$1,310$32.75
5$6.648$1,534$38.35
6$7,618$1,758$43.95
Effective April 2020

Some Expenses Can Be Deducted From Your Gross Income

Please note that certain expenses such as childcare, medical costs, health insurance premiums, child support, and alimony payments may be deducted from your family’s gross income, meaning that families may make more money and still qualify for coverage through Health First Colorado or CHP+.

Get Coverage

Please contact one of our local HCGs, located in Ouray, San Miguel, Delta, and Montrose counties, to schedule an appointment to help you apply.

Ridgway/OurayNorwood/West End
Carol SchutterValentina Roa
970.708.7967970.316.2805
Telluride AreaDelta
Valentina RoaAngela Bullard
970.316.2805970.708.0921
Montrose
Cecilia Castro
970.417.7143

Clientes que hablan español pueden contactar:

Telluride Area
Norwood/West End

Montrose/Delta
Valentina RoaCecilia Castro
970.316.2805970.417.7143

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